Privacy Policy

Overview

Karmaculator ("we", "us", or "our") operates the website karmaculator.com. This privacy policy explains how we collect, use, and protect information when you use our website. We are committed to protecting your privacy and being transparent about our data practices.

Information We Collect

Free tools: Free calculation tools (numerology, health, finance) perform all calculations locally. No personal data is collected or transmitted.

Vedic tools: Tools that generate Vedic birth chart readings require you to submit your birth date, time, and location. This information is transmitted to a third-party chart calculation service solely to generate your chart positions. It is not stored in a database and is not used for any other purpose.

Free Vedic Snapshot: The free Vedic Snapshot requires your email address to deliver your snapshot. Your email is stored in our email delivery system for this purpose.

Paid reports: Paid reports require your name, email address, and birth details. This information is processed to generate your report and deliver it to your inbox. Payment is processed by Stripe - Karmaculator does not store your payment card details. Your name and birth details are stored in Stripe's system as part of the transaction record.

Contact form: Messages submitted through our contact form are transmitted to a third-party form processing service and forwarded to hello@karmaculator.com. We retain these messages to respond to your enquiry.

Advertising

Karmaculator is supported by advertising through Google AdSense and potentially other advertising networks. These networks may use cookies and similar tracking technologies to serve personalized advertisements based on your browsing history and interests.

Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and other sites on the internet. You may opt out of personalized advertising by visiting Google's Ads Settings at adssettings.google.com.

Cookies

Our website uses cookies for the following purposes: analytics (to understand site usage through Google Analytics) and advertising (to serve relevant ads through Google AdSense and similar networks). You can control cookie settings through your browser preferences. Disabling cookies may affect the functionality of certain features.

Third-Party Services

We use the following third-party services that may collect data subject to their own privacy policies:

Stripe: payment processing for paid reports. Stripe's privacy policy applies to payment data.

Google AdSense: advertising display (pending). Google's privacy policy applies to ad serving.

Kerala Ayurveda: affiliate partner whose products are recommended on relevant pages.

A third-party chart calculation service for Vedic astrology tools.

An AI system for generating paid report content.

An email delivery service for transactional emails.

A hosting provider for site infrastructure.

Payment Information

Paid report purchases are processed by Stripe. We do not collect, store, or have access to your payment card details at any point. Your email address is used to deliver your report and for no other purpose. If you wish to request deletion of any personal data collected during a report purchase, contact us at hello@karmaculator.com.

Data Security

For free calculator users, no personal data is collected or stored on our servers. For paid report purchasers, birth details and contact information are processed server-side to generate and deliver the report. Payment card data is handled entirely by Stripe and is never stored on our servers.

Children's Privacy

Karmaculator is not directed at children under 13 years of age. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will take steps to remove that information.

Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any changes by updating the "last updated" date at the top of this page. Your continued use of the website after any changes constitutes acceptance of the new policy.

Contact

If you have questions about this privacy policy or our privacy practices, please contact us at hello@karmaculator.com.